Benefits

Forced Savings

Freedom & Individualism

Income Tax Savings

More Space

Stable Monthly Housing Costs

The Best Investment

Comparable Sales and Your Offer Price

Comparable Sales ? Pending Transactions

Comparable Sales in the Multiple Listing Service

Comparable Sales in the Public Record

Determining Your Offer Price

Other Factors Influencing Your Offer Price

Don't Buy a Car - or Did You Already Buy One?

Debt-to-Income Ratios and Car Payments

How a New Car Payment Reduces Your Purchase Price

When Income Grows and You Want to Buy "Stuff"

How FHA and VA Financing Affects Your Offer

Extra Costs to the Seller

VA and FHA Appraisals

How Financing Details Affect Your Offer

Cash Offers

Closing Costs and Financing Incentives

Interest Rates

Other Financing Details in Your Offer

Seller Financing

Major Factors Influencing Your Offer Price

Don't Move Money Around

No Major Purchase of Any Kind

The Effect of Changing Jobs

Offering to Purchase Real Estate- the Basics

How Home Improvements Affect Your Offer Price

How Market Conditions Affect Your Offer Price

How Property Condition Affects Your Offer

How Seller Motivation Affects Your Offer Price

Selecting Service Providers

Contingencies in a Purchase Offer

Earnest Money Deposit

The Closing Date

Writing an Offer to Purchase Real Estate

The Business Cycle and Buying a Home

Termite and Pest Inspection

Escrow and Settlement

Title Insurance

You and the Seller Must Agree

Writing an Offer - Safeguards Regarding the Property

Recession and Expansion

Should You Try to "Time the Market"?

Supply and Demand